Promo Mechanics:
1. The M Lhuillier - Western Union “Padala Fiesta” promo will run on May 1, 2026 to July 31, 2026 and is open to all Western union and M Lhuillier customers nationwide.
2. Customers who claim Western Union from abroad at any M Lhuillier branch (inbound) and send funds through M Lhuillier to abroad (outbound) nationwide are qualified to participate in the promo.
3. To register for the raffle promo, customers must Scan the QR Code available at all M Lhuillier branches nationwide.
4. FLA will help the customer to complete the registration process.
5. Customer registration and transaction details must be accurate particularly the Reference No., Full Name, Full Address, Contact Number and Amount.
6. M Lhuillier Financial Services Inc. and Western Union Financial Services are not liable for unsuccessful registration due to any missing and/or incomplete information.
7. There will be a total of Ten (10) lucky winners to win P5,000.00 in the monthly draws and Ten (10) lucky winners to win P10,000.00 in the final draw for Inbound transactions; and a total of Twenty (20) lucky winners to win P5,000.00 in the monthly draws and Twenty (20) lucky winners to win P10,000.00 in the final draw for Outbound transactions.
8. Draw dates are as follows:
| No. of Draw | Date of Entry | Draw dates |
| 1st | May 1 - 31, 2026 | June 5, 2026 |
| 2nd | June 1 - 30, 2026 | July 6, 2026 |
| Final Draw | July 1 - 31, 2026 | August 7, 2026 |
Inbound:
| No. of Winners | Prices (each) | Total |
| 5 | 5,000 | 75,000.00 |
| 5 | 5,000 | 75,000.00 |
| 10 | 10,000 | 300,000.00 |
Outbound:
| No. of Winners | Prizes (Each) | Total |
| 10 | 5,000 | 75,000.00 |
| 10 | 5,000 | 75,000.00 |
| 20 | 10,000 | 300,000.00 |
9. The draws will be held at ML Building, North Reclamation Area, Cebu City at 1 o’clock in the afternoon with the presence of a DTI Representative.
10. Winners are electronically drawn based on the entry assigned with the reference number of each transaction.
11. Cash Prizes are not transferable and are tax free.
12. Winners are limited to one (1) win per draw; however, they remain eligible to win in subsequent draws, provided they use a unique reference number for each transaction throughout the entire promo period.
13. Customers must retain their original transaction receipt to claim the prize in case drawn as winners.
14. Winners will be notified through registered mail and phone call. For processing of the prize, the winner must go to an ML branch and present: the confirmation e-mail, a valid government-issued ID, and MCash wallet account number. These documents will be subject to verification by the ML Branch Manager.
15. Once verified, cash prizes will be released via MCash wallet.
16. List of winners will be posted at M Lhuillier’s official facebook page, website, and MLTV’s.
17. M Lhuillier Financial Services, Inc. (“MLFSI”) is the promoter of this promotion.
18. Prizes that remain unclaimed after sixty (60) days from the receipt of notification will be forfeited in favor of M Lhuillier Financial Services, Inc. with prior DTI approval.
19. M Lhuillier collects Personal Information (PI) in order to conduct the promotion and may, for this purpose, disclose such PI to third parties, including but not limited to agents, contractors, service providers, prize supplies and as required to regulatory authorities. Entry is conditional on providing this PI. M Lhuillier will also use and handle PI as set out in its Privacy Notice, which can be viewed at
https://www.mlhuillier.com/privacynotice/.
20. All employees of M Lhuillier Financial Services, Inc. and Western Union and their relatives up to 2
nd degree of consanguinity or affinity are disqualified from joining the promo.
21. Decisions on the results of the promo made by M Lhuillier and Western Union will be deemed irrevocable with the concurrence of DTI.
22. A participating customer shall sign consent with ML and Western Union that he/she allows the use of his/her name and photo in case he/she wins for publicity purposes.
PER DTI FAIR TRADE PERMIT NO. FTEB, SERIES OF 2026