CAR LOAN

ML Car Loan is under Lhuillier Saison Financing Corporation #

CAR LOAN

Guidelines and Parameters:

  • Qualified - Locally employed, OFW, self-employed, pensioner

  • Acceptable Units - Second hand units except Korean, China, and Indian brands (Honda, Toyota, Mitsubishi, Isuzu, Ford, Suzuki, and Nissan)

  • Year Model - 2025 and up, provided not to exceed 10 years upon maturity of the loan

  • Amount of Loan - Up to 70% of appraised value of inventory being financed

  • Term of Loan - Maximum of 36 months

  • Manner of Payment

    • MCash Wallet - free of charge

    • Over the Counter or Bank Transfer or Check

  • Other Charges/Deduction upon Release

    • Chattel Fee based on actual computation set by ROD and LTO

    • Comprehensive Insurance with AOG based on Insurable Value

  • Mode of Disbursement - Disburse thru our M Lhuillier branch

  • Collateral - Original OR/CR must not encumbered

  • Re-availment/Reloan - In case the outstanding balance is below six months, he/she can avail provided the unit will be re-appraised

How To Avail:

  1. Submit your application form and photocopy of OR/CR to the FLA.

  2. Wait for the approval.

  3. Once approved, get your cash.

Frequently Asked Questions #

All VisMin branches accept motorcycle for collateral. Please see the list of M Lhuillier branches in LNCR that accept motorcycle loan below.

  1. Fill out the form provided.

  2. Present a valid I.D.

  3. Give your item to the branch personnel for appraisal.

  4. Get your cash and loan ticket.

  • Gold and Diamond Jewelry

  • Cellular Phones

  • Laptops/Macbooks

  • Tablets/Ipads

  • Cameras

  • Kitchenware

  • Silverware

  • Appliances

  • Ray-Ban Sunglasses

  • Power Tools

  • Guitars

  • Medical Equipment

  • Watches

  • Motorcycle (selected branches in Cebu only)

  1. Hand over the signed loan ticket to the branch personnel.

  2. Present a valid I.D along with your payment

  3. Affix your signature on the new loan ticket

  4. Claim the new loan ticket

All LNCR and VisMin branches accept Home Loan.

The ML Payroll System is offered for FREE with no subscription FEES. For businesses eager to explore the advantages of ML Payroll PRO, reach out to Ms. Hanna at 09479990751 or via email at hanna.mendola@mlhuillier.com to initiate a conversation about how ML Payroll PRO can be tailored to meet the unique payroll management needs of your business.

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