Qualified - Locally employed, OFW, self-employed, pensioner
Acceptable Units - Second hand units except Korean, China, and Indian brands (Honda, Toyota, Mitsubishi, Isuzu, Ford, Suzuki, and Nissan)
Year Model - 2025 and up, provided not to exceed 10 years upon maturity of the loan
Amount of Loan - Up to 70% of appraised value of inventory being financed
Term of Loan - Maximum of 36 months
Manner of Payment
MCash Wallet - free of charge
Over the Counter or Bank Transfer or Check
Other Charges/Deduction upon Release
Chattel Fee based on actual computation set by ROD and LTO
Comprehensive Insurance with AOG based on Insurable Value
Mode of Disbursement - Disburse thru our M Lhuillier branch
Collateral - Original OR/CR must not encumbered
Re-availment/Reloan - In case the outstanding balance is below six months, he/she can avail provided the unit will be re-appraised
Submit your application form and photocopy of OR/CR to the FLA.
Wait for the approval.
Once approved, get your cash.
All VisMin branches accept motorcycle for collateral. Please see the list of M Lhuillier branches in LNCR that accept motorcycle loan below.
Fill out the form provided.
Present a valid I.D.
Give your item to the branch personnel for appraisal.
Get your cash and loan ticket.
Gold and Diamond Jewelry
Cellular Phones
Laptops/Macbooks
Tablets/Ipads
Cameras
Kitchenware
Silverware
Appliances
Ray-Ban Sunglasses
Power Tools
Guitars
Medical Equipment
Watches
Motorcycle (selected branches in Cebu only)
Hand over the signed loan ticket to the branch personnel.
Present a valid I.D along with your payment
Affix your signature on the new loan ticket
Claim the new loan ticket