Promo Mechanics
1. The “MERRY ML-YONARYO” raffle promo will run from October 05, 2025 - December 31, 2025 and open to all M Lhuillier customers nationwide.
2. To qualify, the Customers must avail any of the following M Lhuillier services transactions:
3. To register for the raffle promo, Customer must SCAN THE QR CODE available at all M Lhuillier branches nationwide.
| NO. OF TRXN | SERVICES | RAFFLE ENTRIES |
| 1 | QUICK CASH LOAN JEWELRY PRENDA | 3 |
| 1 | QUICK CASH LOAN JEWELRY RENEWAL | 3 |
| 1 | QUICK CASH LOAN JEWELRY REDEMPTION | 1 |
| 1 | JEWELRY PURCHASES for every 5,000 pesos | 1 |
| 1 | HOME LOAN | 1 |
| 1 | CAR LOAN | 1 |
| 1 | KWARTA PADALA DOMESTIC SENDOUT | 2 |
| 1 | KWARTA PADALA INTERNATIONAL RECEIVE | 2 |
| 1 | KWARTA PADALA INTERNATIONAL SEND | 2 |
| 2 | BILLSPAYMENT | 1 |
| 1 | INSURANCE | 1 |
| 5 | GAME TOP UP | 1 |
4. Winners and Prizes:
| NUMBER OF WINNERS | PRIZE |
| 7 | Php 1,000,000.00 each |
5. Customer must fill out the registration details accurately, particularly the reference no., full name, full
address, contact number, and amount.
6. After registration, the customer must take a screenshot of the confirmation receipt.
7. The number of raffle entries earned will depend on the type of qualified transaction made, as specified
in the table of participating services.
8. Final Draw date will be on January 08, 2026 and will be held at the M Lhuillier Building, North
Reclamation Area, Cebu City at 11 o’clock in the morning via virtual meet with the presence of a DTI
Representative.
9. Winners will be electronically and randomly selected, with each raffle entry identified by the unique
reference number of the corresponding transaction.
10. Customers can only win once for the entire Promo period.
11. Cash Prizes are not transferable and are Tax free.
12. Winners will be notified through registered mail and phone call. For processing of the prize, the winner
must visit an M Lhuillier branch and present the following: confirmation email, and a valid government-
issued ID.
13. Customers must keep their original transaction receipt to claim the prize.
14. Once verified, a cash prize of P500,000.00 is to be claimed at the M Lhuillier Cebu Head Office, while
the remaining P500,000.00 shall be disbursed through the MCash Wallet App.
15. List of winners will be posted at the official M Lhuillier Facebook page (M Lhuillier Financial Services,
Inc.), Website and MLTV’s.
16. Failure to claim the prize within sixty (60) days from the receipt of notification or from the date of
posting on M Lhuillier’s official Facebook page, website, or MLTV shall result in forfeiture in favor of M
Lhuillier Financial Services, Inc., subject to prior DTI approval.
17. M Lhuillier Financial Services, Inc. (“MLFSI”) is the entity responsible for this promotion.
18. All employees of M Lhuillier Financial Services, Inc. and their relatives up to 2 nd degree of consanguinity
or affinity are disqualified from joining the promo.
19. Decisions on the results of the promo made by M Lhuillier will be deemed irrevocable with the
concurrence of DTI.
20. Acceptance of the prize will be deemed as consent by the winner to use his/her name in all related
publicity and use his/her photographs in all publicity connected with the promo without need of payment
of additional charge or without need of securing further consent permission.
Per DTI Fair Trade Permit No. FTEB-238749, Series of 2025