Promo Terms & Conditions:
1. The “M Lhuillier – MoneyGram Padala Kahit Saan, Panalo Kailanman” raffle promo will run from October 1, 2025 to December 31, 2025 and is open to all customers nationwide.
2. Customers who send funds through M Lhuillier via MoneyGram to abroad (“Outbound”) transactions with no minimum amount required at any M Lhuillier branch nationwide are qualified to participate in the promo.
3. To register for the raffle promo, customer must SCAN THE QR CODE available at all M Lhuillier branches nationwide.
4. Customer must fill out the registration details accurate particularly the Reference no., Full Name, Full Address, Contact number and Amount.
5. M Lhuillier Financial Services Inc. and MoneyGram are not liable for unsuccessful registration due to any missing and/or incomplete information.
6. There will be five (5) lucky winners to each win P7,000.00 in the first draw; five (5) lucky winners to each win P10,000.00 in the second draw and five (5) lucky winners to each win P20,000.00 cash in the final draw.
7. Details of the date of entry of the qualified transaction, raffle draw dates, number of winners & amount of cash prizes are as follows:
| No. of Draws | Date of Entry | Draw Date | No. of Winner OUTBOUND s | Prize:each | Total |
| 1st Draw | October 1-31, 2025 | November 10, 2025 | 5 | 7,000.00 | 35,000.00 |
| 2nd Draw | November 1-30, 2025 | December 10, 2025 | 5 | 10,000.00 | 50,000.0 |
| Final Draw | December 1-31, 2025 | January 12, 2026 | 5 | 20,000.00 | 100,000.00 |
8. The draws will be held at ML Building, North Reclamation Area, Cebu City at 2:00 PM with the presence of a DTI Representative.
9. Winners are electronically and randomly drawn based on the entry assigned with the reference number of each transaction.
10. Cash Prizes are not transferable and are tax free.
11. Winners may win multiple times for as long as the reference number are unique and the corresponding qualified transaction falls within the promo dates covered.
12. Customers must keep their original transaction receipt to claim the prize.
13. Winners will be notified through a phone call and registered mail. For processing of the prize, the winner must go to an ML branch and present: the registered mail, a valid unexpired government-issued ID. These documents will be subject to verification by the ML Branch Manager.
14. Once verified, cash prizes will be released via MCash Wallet.
15. List of winners will be posted at M Lhuillier’s official Facebook page, website, and MLTV’s.
16. M Lhuillier Financial Services, Inc. (“MLFSI”) is the promoter of this Promotion.
17. Prizes that remain unclaimed after sixty (60) days from the receipt of notification will be forfeited in favor of M Lhuillier Financial Services, Inc. with prior of the DTI approval.
18. All employees of M Lhuillier Financial Services, Inc. and MoneyGram and their relatives up to 2nd degree of consanguinity or affinity are disqualified from joining the promo.
19. Decisions on the results of the promo made by M Lhuillier will be deemed irrevocable with the concurrence of DTI.
20. Acceptance of the prize will be deemed as consent by the winner to use his/her name in all related publicity and use his/her photographs in all publicity connected with the promo without additional charge or permission.
21. Winners who do not wish to take part in this promo may either communicate the same to M Lhuillier or decline to accept and collect the prize within the deadline specified for the same.
22. Neither M Lhuillier nor any other person or party associated with the promo shall be liable for any loss nor damage (including but not limited to indirect or consequential loss or damage or death) suffered or sustained in connection with either participation in this promo or with the prizes offered.\
23. No further entries to the promo will be permitted after the expiry of the promo period.
24. Notwithstanding any contrary provision in any of M Lhuillier’s privacy policies, participants grant to M Lhuillier, and it reserves, the right to use any and all information related to the promo, including information provided by participants in connection with the promo, for marketing purposes unless prohibited by law.
25. By accepting these terms and conditions all participants (i.e. the data subjects) agree that personal data shall be collected and processed by M Lhuillier and stored on M Lhuillier’s database and used for the administration of its ongoing relationship with participants and in connection with the promo. All participants have the right to access their personal data by writing to M Lhuillier at the address mentioned above.
26. M Lhuillier’s decisions with respect to the promo shall be final with the concurrence of the DTI. Participants further agree to be bound the same which shall be final and binding in all respects.
27. These terms and conditions supersede all other prior terms and conditions, understandings, arrangements or agreements, whether verbal or written, in relation to the promo.
PER DTI FAIR TRADE PERMIT NO. FTEB-238099, SERIES OF 2025